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Protect the assets of directors & officers

Directors & officers Insurance

What is Directors & Officers (D & O) Insurance

Directors and officers liability Insurance (often called "D&O") is liability insurance payable to the directors and officers of a company, or to the organization(s) itself, as indemnification (reimbursement) for losses or advancement of defense costs in the event an insured suffers such a loss as a result of a legal action brought for alleged wrongful acts in their capacity as directors and officers. Such coverage can extend to defense costs arising out of criminal and regulatory investigations/trials as well; in fact, often civil and criminal actions are brought against directors/officers simultaneously. Intentional illegal acts, however, are typically not covered under D&O policies.

It has become closely associated with broader management liability insurance, which covers liabilities of the corporation itself as well as the personal liabilities for the directors and officers of the corporation. 

What Will It Protect Me From?

D & O Insurance can protect you from a variety of lawsuits included but not limited to: 

  • Mishandling of funds 

  • Bankruptcy

  • Non Compliance of workplace laws

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D & O Insurance Protecting You: Scenario 

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Company Director  fails to perform their role

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A vendor files a lawsuit against the director

WITH D & O Insurance the director's insurance would cover legal fees and other related expenses  

WITHOUT D & O Insurance the director would pay for all legal expenses and other fines out of pocket

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Are You Covered?

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Workers Comp

Special 25% scheduled credit for qualified business owners.

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EPLI

Protect your business from an employee lawsuit

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Umbrella

Do you have enough insurance for your restaurant?