UNDERWRITING CONSIDERATIONS
1. Minimum of 5 member enrollees 3. No need for Enrollment forms
2. Complete MV Census 4. Waivers are not needed for submission during application
TYPE OF PLANS
Options Plus HEALTH INSURANCE
THE OPTIONS PLUS DIFFERENCE
1. Affordable & Usable
Our plans are designed to meet the restrictions of every budget while satisfying your healthcare needs. Plans start for under $100 a month.
2. Minimal Participation Requirement
Unlike our competitors, we will work with you to ensure we find a solution to getting your small group enrolled in a great plan.
3. Full Time, Part Time, 1099 Eligibility
Our plans don't leave out part-time or hourly workers who need benefits too. This unique feature makes us a great solution for industries like:
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hospitality/restaurant
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transportation/bus/trucking/taxi
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health clubs
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retail security
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day care/home health care
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car dealerships
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golf courses
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manufacturing
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construction/maintenance
About Options Plus
Minimum Essential Coverage (MEC) is employer-sponsored health insurance coverage that limits your company’s exposure to penalties under the Affordable Care Act.
BENEFITS TO THE EMPLOYER
• Limits exposure to ACA penalties
• No underwriting
• Low participation requirement
• Best net pricing in the market
• Multiple plan designs & price points
• Identical plan coverage in all states
BENEFITS TO THE EMPLOYEE
• Meets ACA individual mandate (NJ, CA, RI, DC & more states to follow)
• Easy to Use
• Full preventive care coverage
• Copay plan options with unlimited visits
PREVENTIVE CARE
• Options Plus MEC Plans cover the ACA mandated preventive care services for adults, women and children
APPLICATION PROCESS
Get the Census of at least 5 Enrollees for the Options Plus Plan
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Date of Birth
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Complete Name
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Social Security Number
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Address
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Contact #
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Coverage
Fill out all the Application Forms and send for signature to the client.
Send the signed Forms to Tim Varone timv@optionsplusplan.com
Once submitted, you will receive an email from hello@beni.solutions, stating the NEW Group Installation.
Welcome Email is received after 5 to 7 business days
Once the group is Active, PDF version of ID cards will be received.
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