top of page

Why Do i need car insurance?

Car insurance is required to drive legally in New Jersey, and your insurance will assist to pay for damage and injuries to others that you cause in a car accident. It also helps pay legal costs if you’re taken to court due to an accident. Car Insurance protects you, here is how: 

  • You are financially covered  

  • Your assets and savings are not at risk if you cause an accident 

  • You will be compensated to cover damage to your vehicle after an accident 


Coverage levels

Car Insurance is included but not limited to the following overages: 

  • Medical payments for the insured party 

  • Property damage caused by the insured

  • The insured vehicle 

  • The cost to rent a vehicle if yours is damaged.

  • The cost to tow your vehicle to a repair facility.

car on fire
Theft Vandalism Insurance
tow car
Medical Payments Coverage

Who Has the best coverage?

J.Pappas Insurance Agency can prepare you a custom car insurance quote from some of the top providers:

  • New Jersey Skylands​

  • Progressive

When Should I compare my rate?

Evaluate your auto insurance policy when: 

  • Purchasing a car

  • Adding or removing a driver from a policy

  • Marriage or divorce

  • Adding a teen driver

  • Buying a house

watch video

Download our flyer!

adobe pdf download button

Are You Covered?



Protect your investment with flood insurance



Low-cost homeowners insurance



Do you have enough insurance?

bottom of page